This Guide provides the method for implementing the Cabinet Resolution No. (267/10 & /3) of 2015 at its Session No. (10) Approving the Emiratization Strategy in the Banking and Insurance Sectors. It also introduces a number of new definitions, which will help the insurance companies to select the appropriate approach in application to achieve the target points. A number of updates to the Guide will be issued so as to address all the issues facing the Insurance Authority (IA) and the insurance companies in the application. Further, the IA will post all the questions and their answers at the IA website to ensure the transparency of the application process and to help the companies get the right answers more expediently.