April 30, 2012
Insurance Authority (IA) issued instructions to the insurance companies to
fully comply with the terms of the Unified Motor Insurance Policy and to refer
to the IA regarding any action in violation therefore.
Fatima Mohammed Ishaq Al Awadi, Deputy Director General of the IA, said in the
circular addressing the insurance companies licensed to practice in the State
that the addition of any conditions or terms to the Unified Motor Insurance
Policy that was not included in the policy shall be void and contradicts the
provisions of the Ministerial Resolution No. 54 of 1987 unifying motor
that the IA noticed that some insurance companies has added conditions to the Unified
Motor Insurance Policy that were not included in the original policy, including
an undertaking by the Insured not to allow any licensed driver below 23 years
of age to drive the insured vehicle. Additionally,
these companies reject accidents caused by a person below 23 years of age and
oblige the Insured to repair the vehicle on his own and at his expense as well
as incur any damage to third parties and present the vehicle to the company for
examination to reactivate the insurance policy.
emphasized that the addition of such terms or any other conditions to the Unified
Motor Insurance Policy shall be void and violates the provisions of the Ministerial
Resolution unifying motor insurance policy.